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Northern Colorado Real Estate

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What Is Wake-Up Money?

Imagine waking up each morning with income flowing in—whether you clock in or not. That’s what we call Wake-Up Money—and it’s not just for the ultra-wealthy.
Many of Zach’s clients (and others at The Group) have achieved financial freedom through strategic real estate investment, even with modest incomes. By owning local homes and condos, they’ve created reliable cash flow, long-term equity, and flexible lifestyles rooted in financial stability.
Unlike stocks or crypto, real estate is a tangible asset—something you can see, touch, and improve. You’re investing in a real place, in a real community, with real people living in it. That tangibility brings not only peace of mind, but also a unique level of control and leverage that’s hard to find in other investments.

Why Real Estate Works:
The 4 Wealth Drivers


Real estate isn’t just about passive income—it builds wealth through four powerful drivers:

1. Cash Flow – Monthly income after expenses that you can reinvest or use today.
2. Principal Reduction – Your tenants help pay down your mortgage every month.
3. Depreciation & Tax Savings – Real estate offers unique tax advantages that can shelter income and boost your return.
4. Appreciation – Over time, property values rise—building equity and long-term wealth.

When these four drivers work together, they create something rare: a path to financial
independence that’s measurable, local, and within reach.

Homeowner Resources

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Empowering Your Journey

When you choose Zach, you are not only working with one of America’s most productive brokerages, but you also have the opportunity to access a team of related companies all dedicated to the same goal of making it a great experience for you – brokerage, mortgage, title, property management and insurance, all with the same mission of “helping people get where they want to go, on time.” 

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Group Mortgage, LLC

A full-service mortgage banker founded on the principle of lending with excellence, integrity, and distinction, Group Mortgage is a joint venture between The Group Real Estate and Cornerstone Home Lending, Inc. With in-house processing, underwriting, and funding, Group Mortgage, is committed to on-time closings and a streamlined, satisfying home-financing experience.

A full-service mortgage banker founded on the principle of lending with excellence, integrity, and distinction, Group Mortgage is a joint venture between The Group Real Estate and Cornerstone Home Lending, Inc. With in-house processing, underwriting, and funding, Group Mortgage, is committed to on-time closings and a streamlined, satisfying home-financing experience.

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Guaranteed Title Group LLC

Guaranteed Title Group provides title insurance and closing services, ensuring that clear title is delivered on your home. Emily will work closely with a closer and escrow staff to ensure that documents and figures are correct and delivered on time.

Guaranteed Title Group provides title insurance and closing services, ensuring that clear title is delivered on your home. Emily will work closely with a closer and escrow staff to ensure that documents and figures are correct and delivered on time.

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The Source Property Management

The Source Property Management is responsible for helping manage more than 600 properties. The Source PM employs a highly motivated and experienced team of people committed to providing a superior level of property management services and convenience to property owners and tenants across Northern Colorado.

The Source Property Management is responsible for helping manage more than 600 properties. The Source PM employs a highly motivated and experienced team of people committed to providing a superior level of property management services and convenience to property owners and tenants across Northern Colorado.

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Collective Insurance Group

Collective Insurance Group is a buyer’s one-stop shop for all their coverage needs including homeowners property insurance. With a wide variety of carriers to choose from, the team will find the best rates and coverage options available.

Collective Insurance Group is a buyer’s one-stop shop for all their coverage needs including homeowners property insurance. With a wide variety of carriers to choose from, the team will find the best rates and coverage options available.

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